• Been Denied? Let us take a look!
    Over 75% of our clients have been denied or not satisfied with the current lender they are working with.
    Let us show you how we can get your loan scenario to the finish line.
  • Find Your Mortgage Officer For Life
    Its always helpful to have a personal relationship with a licensed loan officer who you know is looking
    out for your best interests. This is our field of expertise. Let us share our knowledge and resources that
    help you accomplish your goals. Lets get to know each other and build a relationship.
  • FREE Consultation with licensed loan officer
    Customized monthly budget. Free credit review. Detailed plan from start to finish.
    All at NO CHARGE for all our clients. This is not a sales call.

Let’s get you a quick approval!

Our Services and Products

Through our wide-ranging services, we are catering to a huge demographic of first time homebuyers, people who been denied before, or simply repeat clients who trust in our team and process.. Not everyone has a 800+ fico score with very little debt and stable income. We understand that, that is why our team works with every scenario and makes sure if you do not qualify now, we will work with you on customizing a plan for you to get there soon.


Have the confidence of a full approval before finding a house! Impress your realtor with an underwriting approval on your credit and income from a certified FHA,USDA,VA, FannieMae & Freddie Mac underwriter. Can close as fast as 15 days after accepted purchase contract!


Have a licensed loan officer walk you through your credit and send you a FREE copy for your review. If we cannot get you to qualify right away with any credit issues, we will work with you one on one to customize a detailed plan on how to get it fixed and into your dream home.

Mortgage Counselling for 1st time homebuyers

Learn all about mortgage options available to you. Get a free customized plan to owning your dream home. Our highly qualified, experienced, and certified experts are here to help you make the best decision based on your mortgage scenario.

Mortgage Calculator

Know the complete breakdown of your mortgage.

Home affordability

Find out how much home you can comfortably afford. Know your limits!

Free Rate and Approval check

Have you been denied or your lender is taking too long to issue your approval? Let our team take a look, as majority of our clients have worked with another company before closing with us!

Home Purchase or Refinance Loan products with NO LENDER OVERLAYS

Know all your options no matter what your scenario is!

More about us


We take the time to do it right! We understand the importance of buying a home or simply finding a mortgage loan that fits you and your family’s finances. We have a team of highly experienced experts by your side. Other than our expertise, we deliver value through an exceptional set of service features:

  • We do it right the first time

    Our main goal and aim for each client is to make sure after we get you to the closing table that our process has impressed you enough to get a referral from you!

  • Confident and Reliable

    We answer the phone! Licensed loan officer available 7 days a week. Have the confidence knowing a small team of experts has been assigned to your file. We make sure you understand where you are at every step of the way!

  • Honesty is the best policy

    We don’t always tell you what you want to hear but we don’t roll the dice on your loan approval! We take pride in closing loans not denying them. If you have troubles qualifying right away we will take the time to fix the issue and get you to the closing table.

Request a Call Back

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“Getting a pre-approval through mortgage scenario made the whole process quicker and more cost-effective than I expected. This is definitely the logical first step towards buying a property. “– Jada Peterson, Brookeville

Jada Peterson

“True to its name, Mortgage Scenario helped me make the right decision based on my scenario and situation. The team is easy to work with and this website itself proved to be a great help.” – Nathan Ford, Palmer

Nathan Ford

“Found these guys while looking for a mortgage calculator, but ended up getting a great quote. Now I am recommended Mortgage Scenarios to anyone looking for mortgage and loan options.” - Caleb West, Clarksdale

Caleb West

Latest News & Trends

Find all there is to learn about properties and mortgages before you begin your hunt for the best deals. Check out the latest posts from our experts.

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Mortgage Scenarios: Reliable Loan Consultation Services for Home Buyers

Tired of all the sales calls, quick quotes and interest rate teasers? Let us show you how we work differently than other lenders. Our process is built off our clients’ needs and referrals from happy clients. We are here to impress you by how we work so we earn your business for life.

Let us show you.